SolidBriQ Mortgage
Reviewed by: Roel Wonders
It is a new provider that was founded by experienced people in the real estate world.
I am a Certified Mortgage Planner and below I will tell you everything about SolidBriq's rental mortgages.
Pros
Cons
Joost van Herpen & Roel Wonders EHP
About SolidBriQ
SolidBriQ is a real estate financier from Tilburg, which was founded in 2019. The company was founded by Jeroen Walhout, Calvin Davies, Gerard Schalk and Frank Hermens.
SolidBriQ only focuses on professional real estate investors and not on consumers who want to buy one home for rental purposes. Applying for real estate financing from SolidBriQ is done through an experienced mortgage advisor like me.
What are the funding sources for SolidBriQ?
SolidBriQ obtains money through a large international insurer that invests insurance premiums in mortgages to generate greater returns. Part of this money goes to Solidbriq.
This insurer has made a long-term commitment to SolidBriQ, which means that money is always available. When the fixed interest period expires and it has to be extended again, SolidBriQ can continue to offer a competitive mortgage interest rate.
Mortgage interest from SolidBriQ
It is one of the few real estate financiers that also offers competitive interest rates for longer fixed interest periods, 10 and 15 years.
However, with real estate financing, the interest rate is often not fixed for longer than 10 years, because the average investor dares to take a little more risk. In addition, it also regularly happens that properties are sold again within a period of 10 years.
Interest reflection period
This provider works with an interest reflection period. For example, if the interest rate is fixed for 5 years and the interest rate decreases over 3 years, then with SolidBriQ it is possible to get this longer interest rate. If the interest rate has risen or remained the same, the interest rate will remain fixed for another 2 years and you have therefore had 5 years of security.
This has recently also become possible for 7 years. The interest rate is then fixed for 7 years, but if the interest rate has fallen after 5 years, you can take advantage of this. You must then stay with SolidBriQ. If the interest rate is higher in 5 years, then the interest rate is fixed for another 2 years and you have certainty.
Is SolidBriQ reliable?
Although SolidBriQ is a relatively new provider of rental mortgages, the experience of the founders and the long-term dedication of a major international insurer ensure reliability.
What is my experience with SolidBriQ?
I think the rental mortgage is a great product. The lender has a team of good acceptors, who are easily accessible and can take action quickly if necessary.
Contact with SolidBriQ is also accessible, which makes it easy for me to discuss things with them.
We do our best to keep the conditions up to date, but mortgage providers may change their conditions. Schedule a free consultation with me so that we can discuss the most current conditions and pros and cons.
